Insurance tends to be treated like a transaction. We’ve always approached it differently.
Firey & Associates Insurance Services was founded in 2008 as a father-and-son agency in Orange County.
From the beginning, the goal wasn’t to build a large, transactional business — it was to build something more personal. The kind of agency people could rely on for clear guidance, especially when things weren’t straightforward.
Over time, that approach has shaped how we work with every client.
Where that comes from
Insurance decisions are rarely as simple as they look on paper.
Whether it’s a home, multiple vehicles with young drivers, or a growing portfolio of rental properties, most situations involve tradeoffs — coverage, cost, and risk all pulling in different directions.
We’ve always believed the right role of an agent is to help people think through those decisions clearly, not to push them toward a particular outcome.
That means slowing things down when needed, asking better questions, and focusing on what actually matters in your situation.
How we work
As an independent agency, we work with a range of insurance carriers so we can approach each situation with flexibility.
But more importantly, when you work with us, you’re working directly with an experienced agent — not a call center or a rotating support team.
That consistency matters. It allows us to understand your situation over time and give advice that reflects it.
Across the agency, we bring over 50 years of combined experience, but the focus has always been less about volume and more about doing things the right way.
Who we typically work with
We tend to work best with clients whose insurance needs have become more complex over time.
Families with younger drivers
Homeowners who want confidence their coverage is truly adequate
Property owners with multiple rental or investment properties
Many of our clients come to us when they realize their situation isn’t as straightforward as it once was — and they want clearer guidance on how everything fits together.
What matters to us
We don’t think of this as a sales process.
If something makes sense, we’ll explain why.
If it doesn’t, we’ll say that too.
There are times when we’re not the best fit — and that’s okay. We’re still happy to help point people in the right direction or offer perspective where we can.
At the end of the day, the goal is simple:
help you make decisions you feel confident about.
Jon Firey
Jon has 19 years of experience in the insurance industry and is part of the father-son team that founded the agency in 2008.
He focuses on helping property owners navigate more complex risks, taking a practical, big-picture approach to each situation. Known for being candid and thorough, Jon takes the time to make sure each piece fits together properly — not just individually, but as part of a client’s overall coverage strategy.
A San Clemente native, Jon graduated from San Clemente High School before attending UC San Diego. Outside of work, he enjoys coaching and staying involved in his three children’s sports activities.
Warren Firey
Warren brings over 30 years of experience to the agency and is the founding partner behind its straightforward approach.
From the beginning, he emphasized a “brutally honest” philosophy — being fully transparent with both clients and insurance carriers. That mindset continues to shape how the agency operates today.
A long-time San Clemente resident, Warren has built his career on relationships, consistency, and a clear, no-nonsense approach to advising clients.
Lauren Vredeveld
Lauren is part of the family behind the agency and brings a thoughtful, detail-oriented approach to her work.
She focuses on homeowners and auto insurance for families, taking the time to understand each client’s situation so she can make well-informed, personalized recommendations.
Originally from San Clemente, Lauren attended San Clemente High School before graduating from San Diego State University. She now lives in San Diego County with her husband and two children and is also an accomplished photographer.